Contractor Insurance
General Liability - Bonding - Equipment Protection - Financing
As a contractor, each job you win brings in extra money but it also brings extra risk. An accident could cause injuries or damage to property leading to a financial loss that can potentially overwhelm your business with financial liabilities.
And the same contractors insurance you used to protect you for a one-man project may not protect you during a multi-year commercial deal.
Protection for every budget or job
Because every business is different, commercial insurance solutions for Oregon contractors can range from a basic policy to a thorough mix of coverages that vary job to job.
Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.
Protectors Insurance, LLC understands the fact that you need to stay focused on the work, not the risks you face every day. So we work with the best carriers of commercial insurance solutions that can help you meet the needs of your business, and put your mind at ease.
Who Needs Construction Insurance?
Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer coverage for every Oregon trade, including:
Contractors Insurance
Carpenter Insurance
Plumber Insurance
Handyman Insurance
Electrician Insurance
Masonry Insurance
Security Company Insurance
Home Builder Insurance
Developer Insurance
Renovation Insurance
Welding Insurance
Artisan Insurance
And more…
Insurance keeps working, even after the job is done
Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
Protectors Insurance, LLC insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.
What does contractors insurance cover?
The list of coverage areas that need to be addressed in your contractors insurance include:
Property in transit covering equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises.
Workers Compensation can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury
Trucks and other commercial vehicles to pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities
And many more …
If your contractors insurance misses any one aspect of this protection, your job and your company could be at serious risk.
What about the cost?
Fact is, you can’t afford not to have coverage. Understandably, price is always a concern for contractors. But with a custom contractors insurance policy from Protectors Insurance you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable.
Talking to a local resource you can trust is the first priority.